[{"Bold_text": "adjective", "List Items": ["below standard or less than adequate:substandard housing conditions.", "noting or pertaining to a dialect or variety of a language or a feature of usage that is often considered by others to mark its user as uneducated; nonstandard.", "Insurance.not measuring up to an insurer's regular standards undertaking risks:a substandard risk.pertaining to insurance written to cover substandard risks.", "not measuring up to an insurer's regular standards undertaking risks:a substandard risk.", "pertaining to insurance written to cover substandard risks."]}]