<p><strong>Adjective</strong></p><ul><li>Below standard or less than adequate: substandard housing conditions.</li><li>Noting or pertaining to a dialect or variety of a language or a feature of usage that is often considered by others to mark its user as uneducated; nonstandard.</li><li>Not measuring up to an insurer's regular standards in undertaking risks: a substandard risk.</li><li>Pertaining to insurance written to cover substandard risks.</li></ul><p><strong>End of Response</strong></p>